Jazz Loan
In today’s fast-paced world, staying connected is more important than ever. However, many people often run out of balance on their phones at the worst times, making it impossible to make calls, send messages, or use mobile data. This can be especially frustrating in emergencies or critical situations when staying in touch is crucial. Whether you need to confirm a meeting, coordinate with family, or get help, not being able to connect due to a low balance can cause major problems.
To solve this issue, Jazz, one of Pakistan’s top mobile network operators, offers a helpful service called Jazz Loan. This service gives prepaid customers a small amount of instant credit when their balance is low. With just a simple request, users can get this credit and continue using their phone services without interruption.

Jazz Loan is especially useful in emergencies. If you’re in a remote area, dealing with an urgent situation, or need to make an important call, Jazz Loan makes sure you stay connected. It’s also handy for everyday situations, like when you’re out and realize you’ve run out of balance but can’t recharge right away.
What is Jazz Loan?
Jazz Loan, also known as Jazz Advance, is a service that provides Jazz prepaid customers with a small amount of credit when they run out of balance. This credit is automatically deducted from the user’s next recharge, ensuring a seamless experience. The service is especially useful for emergencies, allowing users to stay connected without worrying about their balance.
Eligibility Criteria For Jazz Loan
To be eligible for a Jazz Loan, you need to meet the following criteria:
- You must be a Jazz prepaid customer.
- Your SIM card must be active for at least 90 days.
- You should have less than PKR 15 in your account balance.
Methods to Get Jazz Loan
Via USSD Code
The most common and straightforward method to get a Jazz Loan is through a USSD code. Follow these simple steps:
- Dial the code from your Jazz number. This is the primary code to initiate the loan request.
- Follow the on-screen instructions. Once you dial the code, a pop-up message will guide you through the process.
- Receive Confirmation.You will receive a confirmation message informing you about the amount credited to your account.
- Open the dialer on your mobile phone.
- Enter *112# and press the call button.
- A message will appear asking if you want to receive the Jazz Loan.
- Confirm your request as instructed.
- Wait for the confirmation message which will detail the loan amount and applicable charges.
Via Jazz World App
The Jazz World app offers a convenient way to manage your account, including availing of Jazz Loan. Download and Install the App Available on Google Play Store and Apple App Store. Open the app and log in using your Jazz number. Navigate to ‘My Jazz. This section contains various account management options. Select Jazz Advance Choose the Jazz Advance option and follow the instructions to get the loan. Here is the steps:
- Open the app store on your phone and search for “Jazz World”.
- Download and install the app.
- Open the app and enter your Jazz number to log in.
- Verify your number via the OTP sent to your phone.
- Once logged in, navigate to the ‘My Jazz’ section.
- Click on ‘Jazz Advance’.
- Follow the prompts to confirm and receive the loan amount.
Via SMS
Another method to avail Jazz Loan is through SMS. In this method you need to Send an SMS with the keyword “LOAN” to 767. This is a simple and quick method. Receive Confirmation. You will receive a confirmation message with the loan amount credited to your account. Here’s how you can do it:
- Open the messaging app on your phone.
- Create a new message and type “LOAN”.
- Send this message to the number 767.
- Wait for the confirmation message detailing the loan amount and applicable charges.
Loan Amount and Charges
The amount of Jazz Loan you receive and the service charges associated with it depend on the type of loan you opt for. Here are the details:
Regular Jazz Advance
- Loan Amount: PKR 25
- Service Charges: PKR 3.50 + tax
Double Advance
- Loan Amount: PKR 50
- Service Charges: PKR 7.00 + tax
Triple Advance
- Loan Amount: PKR 75
- Service Charges: PKR 10.50 + tax
The loan amount along with the service charges will be deducted from your next recharge. After taking loan, you can apply for jazz monthly call package of 1000 minutes.
Terms and Conditions
Availability: The Jazz Loan service is available for Jazz prepaid customers only.
Deduction: The loan amount and service charges will be deducted automatically from the next recharge.
Multiple Advances: Multiple advances can be taken if previous loans have been repaid.
Changes: Jazz reserves the right to change the loan amount and service charges at any time.
Benefits of Using Jazz Loan
Instant Credit: Get an instant loan without any hassle.
Convenience: Multiple methods to avail the loan make it highly convenient.
Emergency Support: Ideal for emergencies when you run out of balance.
FAQs
Can I use Jazz Loan for data usage?
Yes, the Jazz Loan can be used for calls, SMS, and mobile data.
How will I know if my loan request is successful?
You will receive a confirmation message informing you about the loan amount credited to your account and the applicable service charges.
Is there a limit to how many times I can use Jazz Loan?
There is no specific limit, but you must repay any previous loans before taking a new one.
What happens if I don’t recharge my account after taking a loan?
The loan amount and service charges will be deducted the next time you recharge your account.
Conclusion
Jazz Loan is a valuable service for prepaid customers, providing instant credit to ensure uninterrupted communication. With multiple methods to avail the loan and reasonable service charges, it stands out as a reliable solution for unexpected situations. Stay connected, stay worry-free with Jazz Loan!
Whether you choose to use the USSD code, the Jazz World app, or SMS, the process is simple and user-friendly. Make the most of this service and never worry about running out of balance again.
